According to Section 138 of the Negotiable Instruments Act, 1881 ("Act"), bouncing a check is a crime that carries a maximum two-year jail sentence, a fine up to double the value of the check, or both. A check is said to have bounced when the payee delivers it to the bank for payment and it is returned unpaid with a memo stating there are not enough funds. A check bounce can happen for a number of reasons, but it becomes an offense under the Act if the bounce is caused by insufficient money in the drawer's account. The check that is being presented for payment must be rejected by the bank with a return memo indicating that there are not enough funds. As such

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